What is what happens when an insurance claim is made against you?

When an insurance claim is made against you, the insurance company will typically conduct an investigation to determine liability and assess the damages. This may involve reviewing the details of the claim, obtaining statements from witnesses, and inspecting the damage or injuries.

If the insurance company determines that you are at fault for the claim, they may negotiate a settlement with the claimant to cover the damages. This could involve paying for repairs to their property, covering medical expenses, or providing compensation for lost wages.

If you disagree with the insurance company's findings or the amount of the claim, you have the right to dispute the decision and potentially seek legal assistance. It is important to cooperate with the insurance company during the claims process and provide accurate information to help expedite the resolution.